Shopping for car insurance is easier now that many companies have fully interactive websites. Many companies, like Geico (http://www.geico.com) and American Family, offer current and prospective customers quotes online. Third-party comparison sites offer a way to compare quotes from several different companies and sites side-by-side. Progressive Insurance offers its own quote and the quotes from several of its competitors for online comparison.

• If a quote seems too low, look at your coverage amounts.
• Make sure the company is licensed to offer insurance in your state.
• Make sure that coverage amount offered meets or exceeds your requirements.
• When comparing quotes side-by-side, coverage and deductibles must be the same for a fair comparison.
• What is the company's reputation? Does the insurer have many hate sites on the internet?
• Have you heard how the company treats their customers when there is a claim?
• Does the company have a local office?
• How long has the company been in business?